Credit One Bank Wins Experian 2026 Vision Award for Excellence in Analytics

Credit One Bank today announced it has been recognized with the 2026 Experian Vision Award for Excellence in Analytics, honoring organizations that use data, advanced analytics and technology to deliver measurable business impact and improved consumer outcomes. The award was presented during Experian Vision 2026 in San Antonio.

Credit One Bank earned recognition for advancing credit risk assessment through an updated custom underwriting model developed using Experian® data and advanced machine learning techniques within Ascend Analytical Sandbox. By leveraging a broader range of data within the Sandbox, the data science team developed a model that improved Kolmogorov-Smirnov score performance by nearly 50%, strengthening underwriting precision. With substantially stronger risk identification, Credit One Bank expects to increase credit card offers by approximately 15% while maintaining current loss rates, expanding responsible access to credit for consumers working to rebuild their financial standing.

“Credit One Bank exemplifies how organizations can harness advanced analytics to drive smarter decisions and create meaningful opportunities for consumers,” said Jeff Softley, Experian North America CEO. “Their innovative approach to underwriting demonstrates the power of combining data, technology and purpose to achieve measurable business results while helping more consumers build financial health.”

“At Credit One Bank, we’re constantly looking for new ways to leverage data and analytics to better serve consumers while maintaining strong portfolio performance,” said Blake Gertz, Senior Vice President of Risk Modeling at Credit One Bank. “By combining advanced data assets, machine learning capabilities and modern development tools, we’ve enhanced our underwriting approach and expanded our ability to provide responsible access to credit. We’re honored to be recognized by Experian for this achievement.”

To learn more about the Experian Vision Awards, please visit: http://www.experian.com/business/vision-awards. To learn more about Credit One Bank, please visit: https://www.creditonebank.com/.

# # #

About Credit One Bank

Credit One Bank is a financial services company and one of the fastest-growing credit card issuers in the U.S. Founded in 1984 and headquartered in Las Vegas, Credit One Bank offers a full spectrum of credit card products including cash back rewards and points-based cards as well as high-yield certificate of deposit and savings accounts. Credit One Bank is also an official partner of the Las Vegas Raiders and the Official Credit Card of NASCAR® and the Vegas Golden Knights. Learn more at CreditOneBank.com, in our Newsroom, or on social media (@CreditOneBank) on Facebook, Instagram, YouTube, and LinkedIn.